We are currently in beta. ChadFi can make mistakes. Double-check important info.

ChadFi Site Terms

Terms of Service

Welcome to ChadFi. These Terms of Service ("Terms") govern your access to and use of the ChadFi platform and services.

Terms of Use for Cryptocurrency Token Research Platform

1. DEFINITIONS

"Platform" means the cryptocurrency token research and analysis platform operated by ChadFi Inc, a corporation organized under the laws of Panama.

"Services" means all services provided through the Platform, including but not limited to token data aggregation, AI-powered analysis, Spoonfed Setups, trading widget integration, and referral programs.

"User," "you," or "your" means any individual or entity that accesses or uses the Services.

"Wallet" means any digital wallet that supports cryptocurrency storage and transactions, including but not limited to MetaMask, hardware wallets, and other compatible wallet solutions.

"Spoonfed Setups" means automated blockchain scans that identify DEX trading pairs provided for research purposes only.

"AI Agent" means our artificial intelligence system that provides data aggregation, analysis, and recommendations related to cryptocurrency tokens.

"Third-Party Data" means information provided by external data providers including but not limited to Codex, Nansen, and other market data services.

"Token Rewards" means any future cryptocurrency tokens that may be distributed to Users through referral programs or other incentive mechanisms.

2. ACCEPTANCE OF TERMS

By accessing or using the Platform, connecting your Wallet, or otherwise engaging with our Services, you acknowledge that you have read, understood, and agree to be bound by these Terms of Use and our Privacy Policy. If you do not agree to these terms, you must not use the Platform.

These Terms constitute a legally binding agreement between you and ChadFi Inc. Your use of the Platform constitutes acceptance of these Terms as they may be amended from time to time.

3. ELIGIBILITY AND ACCOUNT REGISTRATION

3.1 Eligibility Requirements

You must be at least 18 years old and have the legal capacity to enter into agreements in your jurisdiction. You represent and warrant that:

  • You are not located in, or a resident of, any jurisdiction where the Services are prohibited by law
  • You are not subject to any sanctions administered by any country or government
  • Your use of the Services complies with all applicable laws and regulations in your jurisdiction

3.2 Wallet Connection

To use the Platform, you must connect a compatible cryptocurrency wallet. By connecting your wallet:

  • You acknowledge that we collect only your wallet address(es) for Platform functionality
  • You retain full control and custody of your private keys and digital assets
  • You understand that we cannot recover your wallet access if you lose your private keys
  • You agree to maintain the security of your wallet credentials

3.3 Future Account Features

We may introduce additional account features requiring email addresses or other information. Such features will be optional and subject to separate consent mechanisms complying with applicable data protection laws.

4. PLATFORM SERVICES

4.1 Token Data and Analytics

The Platform provides:

  • Aggregated token financial data from third-party providers
  • AI-powered analysis and market insights
  • Research tools and market intelligence
  • Educational content and market commentary

4.2 Spoonfed Setups

Our automated blockchain scanning identifies DEX trading pairs for research purposes. These are provided strictly for informational and research purposes and do not constitute investment advice, recommendations, or endorsements.

4.3 Trading Widget Integration

The Platform may integrate third-party trading widgets, including CoW Swap. When using these widgets:

  • You interact directly with the widget provider
  • You grant permissions directly to the widget, not to us
  • We are not party to any transactions executed through widgets
  • All trades are subject to the widget provider's terms and conditions

4.4 AI Agent Services

Our AI Agent provides data aggregation and analysis. You acknowledge that:

  • AI-generated content may contain errors or inaccuracies
  • AI analysis does not constitute professional, financial, or investment advice
  • AI systems may produce inconsistent results
  • You should verify all AI-generated information independently

5. REFERRAL PROGRAM AND TOKEN REWARDS

5.1 Referral Program Structure

We may operate referral programs allowing Users to earn rewards for successful referrals. Program terms may include:

  • Eligibility requirements and participation limits
  • Reward calculation methodologies
  • Qualification criteria for referrals
  • Program duration and modification rights

5.2 Future Token Rewards

The Platform may distribute utility tokens in the future. Any token distribution will be subject to:

  • Compliance with applicable securities laws
  • Separate terms and conditions for token distribution
  • Regulatory approval where required
  • Vesting schedules and transfer restrictions as legally required

5.3 Regulatory Compliance

Token rewards are designed as utility tokens for Platform access and functionality. However:

  • Token classification may vary by jurisdiction
  • Regulatory requirements may affect token distribution
  • We reserve the right to modify or suspend token programs for compliance reasons
  • Users are responsible for tax obligations related to token rewards

6. PROHIBITED USES

You agree not to use the Platform for:

  • Any illegal activities or violation of applicable laws
  • Market manipulation, wash trading, or other deceptive practices
  • Circumventing or attempting to circumvent Platform security measures
  • Creating multiple accounts to abuse referral programs
  • Automated scraping or data extraction without permission
  • Interfering with Platform operations or other users' access
  • Money laundering, terrorist financing, or other illicit financial activities
  • Violating any applicable sanctions or export control laws

7. INTELLECTUAL PROPERTY

7.1 Platform Ownership

All intellectual property rights in the Platform, including AI algorithms, software, design, content, and trademarks, are owned exclusively by ChadFi Inc or our licensors.

7.2 Limited License

We grant you a limited, non-exclusive, non-transferable license to access and use the Platform for personal, non-commercial purposes in accordance with these Terms.

7.3 User Content

You retain ownership of any content you submit but grant us a worldwide, non-exclusive license to use, reproduce, and distribute such content for Platform operation.

8. DISCLAIMERS AND LIMITATION OF LIABILITY

8.1 Service Disclaimers

THE PLATFORM AND ALL SERVICES ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND. WE EXPLICITLY DISCLAIM ALL WARRANTIES, INCLUDING:

  • Accuracy, completeness, or reliability of information
  • Uninterrupted or error-free service operation
  • Fitness for any particular purpose
  • Non-infringement of third-party rights

8.2 Third-Party Data Disclaimer

WE ARE NOT RESPONSIBLE FOR THE ACCURACY, COMPLETENESS, OR RELIABILITY OF ANY THIRD-PARTY DATA, INCLUDING FINANCIAL DATA, PRICING INFORMATION, OR MARKET DATA PROVIDED BY CODEX, NANSEN, OR OTHER DATA PROVIDERS.

8.3 AI-Generated Content Disclaimer

AI-GENERATED ANALYSIS AND RECOMMENDATIONS ARE PROVIDED FOR INFORMATIONAL PURPOSES ONLY. WE DO NOT WARRANT THE ACCURACY OF AI OUTPUTS AND THEY SHOULD NOT BE RELIED UPON AS THE SOLE BASIS FOR FINANCIAL OR INVESTMENT DECISIONS.

8.4 Trading Widget Disclaimer

WE ARE NOT RESPONSIBLE FOR THE OPERATION, AVAILABILITY, OR PERFORMANCE OF THIRD-PARTY TRADING WIDGETS. ALL TRANSACTIONS CONDUCTED THROUGH SUCH WIDGETS ARE AT YOUR SOLE RISK.

8.5 Limitation of Liability

IN NO EVENT SHALL OUR TOTAL LIABILITY TO YOU FOR ALL DAMAGES EXCEED ONE HUNDRED U.S. DOLLARS ($100.00 USD). WE SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING LOSS OF PROFITS, DATA, OR USE.

8.6 Blockchain and Cryptocurrency Risks

YOU ACKNOWLEDGE AND ACCEPT THE RISKS ASSOCIATED WITH BLOCKCHAIN TECHNOLOGY AND CRYPTOCURRENCY, INCLUDING:

  • Extreme price volatility and potential total loss
  • Irreversible transaction nature
  • Potential smart contract vulnerabilities
  • Regulatory uncertainty and potential prohibition
  • Technical failures and network congestion

9. USER RESPONSIBILITIES AND DYOR

9.1 Do Your Own Research (DYOR)

You acknowledge that:

  • All investment decisions are your sole responsibility
  • You must conduct independent research before making financial decisions
  • The Platform provides information for research purposes only
  • You should consult qualified professionals for financial advice

9.2 Compliance Responsibilities

You are responsible for:

  • Complying with all applicable laws in your jurisdiction
  • Paying any applicable taxes on cryptocurrency activities
  • Maintaining accurate records of your transactions
  • Implementing appropriate security measures for your wallet

9.3 Risk Acknowledgment

You acknowledge that cryptocurrency investments involve substantial risk of loss and you may lose your entire investment. You represent that you have sufficient knowledge, experience, and financial resources to bear such risks.

10. INDEMNIFICATION

You agree to indemnify, defend, and hold harmless ChadFi Inc, its officers, directors, employees, and agents from and against any claims, damages, losses, liabilities, and expenses (including legal fees) arising from:

  • Your use of the Platform or Services
  • Your violation of these Terms or applicable laws
  • Your wallet connections and cryptocurrency transactions
  • Any content you submit to the Platform
  • Your breach of any representations or warranties herein

11. PRIVACY AND DATA PROTECTION

11.1 Data Collection

We collect minimal data necessary for Platform operation, primarily wallet addresses. Our data practices are detailed in our Privacy Policy, which is incorporated by reference.

11.2 Future Data Collection

We may request additional information (such as email addresses) for enhanced services. Such collection will be optional and subject to separate consent mechanisms.

11.3 Cross-Border Data Transfers

Your data may be transferred to and processed in countries other than your residence country, including Panama. We implement appropriate safeguards for international transfers.

12. TERMINATION

12.1 Termination Rights

We may suspend or terminate your access to the Platform at any time, with or without cause, including if:

  • You violate these Terms or applicable laws
  • We suspect fraudulent or suspicious activity
  • Legal or regulatory requirements mandate termination
  • Technical or security concerns arise

12.2 Effect of Termination

Upon termination:

  • Your right to use the Platform immediately ceases
  • We may retain certain data as required by law
  • Outstanding obligations under these Terms survive termination
  • You may lose access to any accumulated rewards or benefits

13. MODIFICATIONS TO TERMS

13.1 Amendment Rights

We reserve the right to modify these Terms at any time. Material changes will be communicated through:

  • Platform notifications
  • Email notifications (if email addresses are collected)
  • Updates to this document with effective date changes

13.2 User Acceptance

Continued use of the Platform after Term modifications constitutes acceptance of the updated Terms. If you disagree with modifications, you must discontinue use of the Platform.

13.3 Regulatory Adaptations

We may modify these Terms to comply with changing regulatory requirements. Such modifications are necessary for continued Platform operation and user protection.

14. FORCE MAJEURE

We shall not be liable for any failure or delay in performance under these Terms due to circumstances beyond our reasonable control, including:

  • Acts of God, natural disasters, or extreme weather
  • War, terrorism, or civil unrest
  • Government actions or regulatory changes
  • Pandemic or public health emergencies
  • Blockchain network failures or congestion
  • Cyber attacks or technical infrastructure failures

15. DISPUTE RESOLUTION

15.1 Governing Law

These Terms are governed by the laws of Panama, without regard to conflict of law principles.

15.2 Arbitration Agreement

Any disputes arising from these Terms or your use of the Platform shall be resolved through binding arbitration in Panama under the Rules of the Center for Conciliation and Arbitration of Panama. The arbitration shall be conducted in English.

15.3 Class Action Waiver

You agree to resolve disputes individually and waive any right to participate in class actions or representative proceedings.

15.4 Exceptions

The following disputes are not subject to arbitration:

  • Intellectual property infringement claims
  • Injunctive relief requests
  • Small claims court matters within jurisdictional limits

16. REGULATORY DISCLAIMERS

16.1 Financial Information Disclaimer

THE PLATFORM PROVIDES FINANCIAL INFORMATION FOR EDUCATIONAL AND RESEARCH PURPOSES ONLY. THIS INFORMATION IS NOT INTENDED AS FINANCIAL, INVESTMENT, TAX, OR LEGAL ADVICE AND SHOULD NOT BE RELIED UPON FOR MAKING FINANCIAL DECISIONS.

16.2 Trading Risks

CRYPTOCURRENCY TRADING INVOLVES SUBSTANTIAL RISK OF LOSS AND IS NOT SUITABLE FOR ALL INVESTORS. PAST PERFORMANCE DOES NOT GUARANTEE FUTURE RESULTS. YOU SHOULD CAREFULLY CONSIDER WHETHER TRADING IS APPROPRIATE FOR YOUR FINANCIAL SITUATION.

16.3 Regulatory Uncertainty

CRYPTOCURRENCY REGULATIONS ARE EVOLVING AND MAY IMPACT THE PLATFORM'S AVAILABILITY OR FUNCTIONALITY. WE CANNOT GUARANTEE CONTINUED SERVICE AVAILABILITY IN ALL JURISDICTIONS.

17. ACCESSIBILITY AND JURISDICTIONAL LIMITATIONS

17.1 Global Accessibility

The Platform is intended for global use, subject to local legal restrictions. We do not represent that the Platform is appropriate or available for use in all jurisdictions.

17.2 Jurisdictional Restrictions

Users in certain jurisdictions may have restricted access to Platform features based on local laws and regulations. We reserve the right to implement geographic restrictions as required.

17.3 Regulatory Compliance

Users are responsible for ensuring their use of the Platform complies with all applicable laws in their jurisdiction.

18. CONTACT INFORMATION

For questions regarding these Terms, please contact:

19. SEVERABILITY AND ENTIRE AGREEMENT

19.1 Severability

If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall remain in full force and effect.

19.2 Entire Agreement

These Terms, together with our Privacy Policy, constitute the entire agreement between you and ChadFi Inc regarding the Platform and supersede all prior agreements and understandings.

19.3 Assignment

You may not assign these Terms without our written consent. We may assign these Terms without restriction.

Effective Date: Tuesday July 8th, 2025

Last Updated: July 22, 2025

Version: 1.0

IMPORTANT NOTICE: These Terms of Use are a legal document. Please read them carefully before using the Platform. By using the Platform, you agree to be bound by these Terms and our Privacy Policy. If you do not agree to these Terms, you must not use the Platform.

Last updated: July 22, 2025